203k Rehabilitation Mortgage Insurance

Streamlined 203(k) Mortgage


FHA’s Streamlined 203(k) program permits homebuyers and homeowners to finance up to $35,000 into their mortgage to repair, improve, or upgrade their home. Homebuyers and homeowners can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or an FHA appraiser. Homeowners can make property repairs, improvements, or prepare their home for sale. Homebuyers can make their new home move-in ready by remodeling the kitchen, painting the interior or purchasing new carpet.

Find out more about the Streamlined 203(k) program by reading Mortgagee Letter 2005-50, Enhancements to the “Streamlined (K)” Limited Repair Program. The Streamlined K uses HUD-92700, the 203(k) and Streamlined 203(k) Maximum Mortgage Worksheet.

203(k) Mortgage


The Section 203(k) program is FHA’s primary program for the rehabilitation and repair of single family properties. As such, it is an important tool for community and neighborhood revitalization, as well as to expand homeownership opportunities.

– 203(k) Mortgage Program (ML-00-25)
203(k) Rehabilitation Program Description
Approved 203(k) Consultants Search
203(k) Mortgagee Letters
203(k) Handbook
203(k) Worksheet