Predictable Monthly Payments with a 30-Year Fixed Rate Mortgage


Since the 1950s, the 30-year fixed mortgage loan has been one of the most popular loan types chosen by homebuyers. However, because the term of the 30-year fixed mortgage loan is so long, borrowers pay more interest over the life of the loan and build equity more slowly, as compared to a shorter-term mortgage.
Houzzle Financial can offer some of the best interest rates available for 30-year fixed mortgage loans. A 30-year fixed mortgage loan may be a good option to consider if you:

– Plan to own your home for a long period of time (10 or more years)
– Want to budget based on a consistent mortgage payment
– Think interest rates will rise in the next few years.

Fixed-rate mortgage loans are available with a variety of repayment terms, with 30-, 25-, 20-, 15- and 10-year fixed-rate mortgages being the most common among first-time homebuyers and people who are refinancing their current mortgage loan.

Set Your Own Budget


Your interest rate, principal and interest payment stay the same for the duration of the loan with fixed-rate mortgage loans. This predictability makes it easer to manage your budget.

Here are some documents you may need to obtain a fixed-rate mortgage:

– Proof of income
– Evidence of current mortgage or rental payments
– Bank statements
– Verification of your down payment

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