Adjustable Rate Mortgages


Pay Less and Own Your Home Faster

With Adjustable Rate Mortgages, the interest rate is generally fixed for a specific amount of time, then is reset periodically based on specific benchmarks. Fixed-rate mortgages have a fixed interest rate (for the life of the loan).

An Adjustable Rate Mortgage (ARM) may be a good option to consider if you:

– Plan to own your home for a few years
– The interest rate for a fixed rate mortgage is too high
– You expect an increase in earnings soon

Know The Risks

Because interest rates are at historic lows, they can only go up from here. Borrowers only have the guarantee of the ARM’s fixed rate for a certain period of time, and therefore, face the risk of rising interest rates. call the Houzzle Financial team today at (770) 897-5626 or click the apply now and let our mortgage bankers review your financial goals and help you decide if an ARM is right for you. We also can help you compare different types of ARMs, considering items such as margins, payment options, discounts, indexes, and caps on payments and rates.

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