FHA Mortgage Loans


FHA Mortgage Loans Help Make Your First Home a Reality

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration. Popular with first-time homebuyers, FHA mortgage loans were created to help stimulate the housing market by making loans affordable and more accessible.

As a direct lender, Houzzle Financial can offer some of the best interest rates available for FHA mortgage loans. An FHA mortgage loan may be a good option to consider if you can’t afford a traditional down payment of 20 percent or have experienced credit challenges in the past.

If you currently have an FHA home loan, you may be able to save money on your monthly payment and refinance into a lower rate with an FHA Streamline Loan. In addition, if you owe more on your mortgage than your home is worth, FHA Streamline loans offer a way to refinance with no appraisal.

Less Cash Up Front with an FHA Mortgage Loan

There are many benefits to FHA mortgage loans. They are available for all income levels and allow a co-applicant to help you qualify, even if the co-applicant doesn’t live in the home. FHA will allow you to borrow up to the set loan limits.

Here are some features of an FHA mortgage loan:

– Available in a variety of loan options
– Low down payments

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